The real estate market is an ever-evolving and pretty unpredictable space that pushes you to be savvy and flexible at all times. Alejandro Szita is here to share the most valuable financial lessons he has learned from his many years as a real estate investor, broker, and loan guy.

“With traditional lenders the process stalled, but with Alejandro he found a way to get the loan done.”

Alejandro Szita is a California & Florida mortgage broker for artists and creative entrepreneurs. Alejandro has been a real estate and mortgage professional in Southern California since 2005. His clients range from household names to people working behind the scenes on all kinds of artistic projects, from musicians, producers and film composers to fashion entrepreneurs, audio engineers and video game designers.

From understanding the relationship between income and expenses to the importance of buying property, Alejandro Szita shares his experience growing up in a situation that has not happened in the US... yet.

In the same manner that a coin has two indivisible sides, rates have two indivisible faces: one faces the borrower and the other faces the investor or lender.

I have been asked to write an article about the recent news involving the collapse and near collapse of certain banking institutions in the USA.

This is something I have resisted because I see that many journalists, economists and commentators are doing this, and I didn’t want to add to the noise with no solution.

Alejandro shares practical information about money that empowers clients financially and helps them keep more of the money they earn.

Alejandro Szita is a Mortgage Expert For the Self Employed. He is the President of Prosperity Lending. Alejandro has worked his way up in this world. Originally from Chile, he specializes in helping the self-employed understand the mortgage market and access deals many brokers don’t even know exist. His results speak for themselves.

How could you take a reverse mortgage AND still leave your home to an heir?

The assumption is that if you do a reverse mortgage, then the equity is going to be consumed or eaten up by the interest and then there would be nothing left for your heirs. Worse, if the reverse mortgage eats up all the equity and then some, your heirs could be left with a debt.

Alejandro is a mortgage broker in California & Florida, and president of Prosperity Lending, a firm that specializes in servicing self-employed borrowers such as artists and small business owners.

If you're a self-employed entrepreneur, you know how difficult it can be for you to qualify for a mortgage. Lenders favor those with stable W-2 jobs even though many individuals with less regular income still can be excellent potential borrowers.

After gaining extensive experience as a real estate agent for over a decade, and working as a prominent commercial and luxury real estate broker, Alejandro Szita launched his own venture, which centers around real estate loans for business owners and creative entrepreneurs.

As a mortgage broker in California and Florida, Alejandro Szita caters to business owners and self-employed professionals.

“Alejandro is friendly and professional, but what I like about him the most is his above-average communication. He keeps you up-to-date about proceedings and explains things in a transparent manner.“

Real Estate Lending is based on 4 pillars:

Income

Reserves

Credit

Collateral

Income is by far the most important factor, followed by Reserves (savings), while Collateral is not as significant. Credit sits in the middle.

Alejandro Szita is a licensed mortgage broker who specializes in serving business owners, artists, and entrepreneurs in CA and FL. In this episode, he explains why it is possible for the self-employed to secure a mortgage.

Sixteen years ago, back in 2007, I was new to the mortgage business. I sensed something was about to happen, but I didn't know what—and no matter how much I searched, I could not find anyone who could explain it.

Alejandro Szita discusses the ins and out of mortgages for artists, musicians and other creative entrepreneurs with show host Joey Held.

I did a loan for an artist couple; they were successful and had each been in business for over 30 years, but they were having trouble getting the loan they needed.

They wanted a particular kind of loan which is interest only. After they told me their story and what they were looking to achieve, it made perfect sense.

Alejandro talks to show host Ty Crandall about real estate financing for business owners, entrepreneurs, and self-employed professionals.